Just a piece of info to pass along regarding plug and play modems and win 95. If you have a creative labs sound blaster card in your system and install a plug and play modem with no jumpers you will probably be in for a real nightmare. The creative labs sound blaster card wants to share the dma channel with the other plug and play device. Even if you gice you modem a different IRQ setting it still has to share the dma channel with the sound blaster card.